State Continuation Rules: Don’t Let Them Sneak up on You

State Continuation Rules: Don’t Let Them Sneak up on You

If you’re exempt from federal COBRA rules, you might think you don’t have to worry about compliance. But are you forgetting mini-COBRAs? Just like a COBRA snake, these rules can sneak up on you to deliver a powerful bite. COBRA and Mini-COBRA The Consolidated Omnibus...
Need a Better Check Collection Process? Try Lockbox.

Need a Better Check Collection Process? Try Lockbox.

Employers and third-party administrators have something important in common: They’re always looking for ways to operate more efficiently. One function that is particularly time-intensive is the receipt of premium checks. Every time a check comes in, someone in your...
How to Administer COBRA for the Age 26 Rule

How to Administer COBRA for the Age 26 Rule

Do your COBRA policies address the rights of your employees’ children? Under the Affordable Care Act, children are allowed to stay on their parent’s health plan until they turn 26. This is true regardless of the child’s marital status, and it applies to...
COBRA and FMLA: What Administrators Need to Know

COBRA and FMLA: What Administrators Need to Know

Q: If your employee takes time off under the Family Medical Leave Act and wants to maintain health coverage while he or she is out, what is the best way to accommodate this request? A: There’s more than one correct answer – but COBRA isn’t one of them. COBRA...
Association Health Plans and COBRA Administration

Association Health Plans and COBRA Administration

Under federal regulations, employers with 20 or more employers are subject to COBRA requirements. This is nothing new – COBRA has been around since 1985. What is new, however, is the question being raised by new a new law that makes it easier for small employers to...